http://coldwellbanker360team.com/blog/archive_202611/sort_entrydatetime-desc/ Living on Island TimeNovember brings a quieter beauty to Whidbey and Fidalgo Islands. The days grow shorter, waterfront walks feel more peaceful, and local shops and restaurants offer a warm escape from the chill. It is a month for gathering, giving thanks and appreciating island life.Quick Market UpdateThe newest Northwest MLS report available covers September 2026. Across the service area, active listings increased 24.5% year over year, creating 4.44 months of inventory. The median sales price was $625,000, down 0.9%. Skagit County stood out with a 7.9% increase in its median price to $603,700.New Help for FHA BuyersZillow Home Loans recently introduced a down-payment assistance program for eligible FHA borrowers in Washington. Qualified buyers may receive up to 3.5% of the purchase price or appraised value, whichever is lower, potentially covering the FHA minimum down payment.The assistance is structured as a second mortgage with no interest or monthly payment. It is forgiven after five years if the buyer remains in the home and makes on-time mortgage payments. Buyers must use Zillow Home Loans, have a credit score of at least 640 and meet standard underwriting requirements. The loan must be repaid if the home is sold, refinanced or no longer owner-occupied before five years. FHA mortgage insurance and closing costs still apply.Make the Most of NovemberExplore downtown Anacortes during the First Friday Artwalk on November 6. On November 11, Oak Harbor’s Veterans Day Parade travels along Pioneer Way from 2 to 3 p.m. Veterans Day is also a Discover Pass-free day at Washington state parks.Quick Getaway: Chuckanut Drive and FairhavenHead north along Chuckanut Drive, then spend the afternoon exploring historic Fairhaven’s shops, restaurants and waterfront paths. Check road advisories before taking the scenic route.Nibbles: AdriftAdrift in downtown Anacortes creates locally inspired meals using meats, seafood and produce from the Skagit Valley and surrounding waters.November WeatherExpect cool days, chilly evenings and returning rain. Clear gutters, inspect drainage, test exterior lighting and keep storm supplies ready.Find Your Place on the IslandsContact the local agents at Coldwell Banker 360 Team to explore available homes, discuss financing resources and find your place on Whidbey or Fidalgo Island. http://coldwellbanker360team.com/blog/44/november-on-the-islands/ Mon, 02 Nov 2026 03:31:13 -0800