http://coldwellbanker360team.com/blog/sort_entrydatetime-desc/ Living on Island TimeNovember brings a quieter beauty to Whidbey and Fidalgo Islands. The days grow shorter, waterfront walks feel more peaceful, and local shops and restaurants offer a warm escape from the chill. It is a month for gathering, giving thanks and appreciating island life.Quick Market UpdateThe newest Northwest MLS report available covers September 2026. Across the service area, active listings increased 24.5% year over year, creating 4.44 months of inventory. The median sales price was $625,000, down 0.9%. Skagit County stood out with a 7.9% increase in its median price to $603,700.New Help for FHA BuyersZillow Home Loans recently introduced a down-payment assistance program for eligible FHA borrowers in Washington. Qualified buyers may receive up to 3.5% of the purchase price or appraised value, whichever is lower, potentially covering the FHA minimum down payment.The assistance is structured as a second mortgage with no interest or monthly payment. It is forgiven after five years if the buyer remains in the home and makes on-time mortgage payments. Buyers must use Zillow Home Loans, have a credit score of at least 640 and meet standard underwriting requirements. The loan must be repaid if the home is sold, refinanced or no longer owner-occupied before five years. FHA mortgage insurance and closing costs still apply.Make the Most of NovemberExplore downtown Anacortes during the First Friday Artwalk on November 6. On November 11, Oak Harbor’s Veterans Day Parade travels along Pioneer Way from 2 to 3 p.m. Veterans Day is also a Discover Pass-free day at Washington state parks.Quick Getaway: Chuckanut Drive and FairhavenHead north along Chuckanut Drive, then spend the afternoon exploring historic Fairhaven’s shops, restaurants and waterfront paths. Check road advisories before taking the scenic route.Nibbles: AdriftAdrift in downtown Anacortes creates locally inspired meals using meats, seafood and produce from the Skagit Valley and surrounding waters.November WeatherExpect cool days, chilly evenings and returning rain. Clear gutters, inspect drainage, test exterior lighting and keep storm supplies ready.Find Your Place on the IslandsContact the local agents at Coldwell Banker 360 Team to explore available homes, discuss financing resources and find your place on Whidbey or Fidalgo Island. http://coldwellbanker360team.com/blog/44/november-on-the-islands/ Mon, 02 Nov 2026 03:31:13 -0800 October on Whidbey and Fidalgo IslandsOctober brings a quieter rhythm to Whidbey and Fidalgo Islands. The air turns crisp, the trees glow with fall color, and familiar beaches and trails feel a little more peaceful. It is a beautiful month to enjoy island life.A Quick Market UpdateThe latest available Northwest MLS report showed more choices for buyers across the broader region. Active listings increased 22% year over year, while inventory reached 4.21 months. Closed sales declined 7.6%, and the median sales price was down 2.3%.Every community and property is different. Buyers may have more time to explore their options, while sellers should focus on accurate pricing, thoughtful preparation and strong presentation.Make the Most of OctoberTake a colorful walk at Deception Pass State Park, explore Ebey’s Landing or bundle up for a waterfront afternoon at Washington Park.For a seasonal outing, Arrowhead Ranch is hosting cider-pressing events on October 17, 24 and 31. Bring your apples and experience one of fall’s most satisfying traditions.Quick Getaway: La ConnerOne of the perks of living here is having so many beautiful destinations nearby. This month, take a day trip to La Conner. Stroll beside the Swinomish Channel, explore locally owned shops and galleries, and enjoy the rich colors and flavors of the Skagit Valley harvest season.It feels like a real getaway without requiring an entire weekend of travel.Nibbles: The OystercatcherFor a cozy island dinner, visit The Oystercatcher in Coupeville. This chef-driven restaurant offers a highly seasonal menu inspired by ingredients from Whidbey Island and the surrounding region. Since the menu changes frequently, there is often something new to discover.Prepare for the Wet SeasonClear gutters, inspect exterior drainage, check weather stripping and disconnect outdoor hoses. It is also a good time to replenish storm supplies and make sure exterior lighting is working properly.Find Your Place on the IslandsWhether you are considering a move, preparing to sell or simply curious about your home’s value, the Coldwell Banker 360 Team is here to help you navigate life and real estate on Whidbey and Fidalgo Islands. http://coldwellbanker360team.com/blog/43/october-on-the-islands/ Mon, 05 Oct 2026 08:45:24 -0800  Fall arrives differently on the islands. The air turns crisp, the beaches grow quieter and our favorite trails begin to glow with autumn color. It is the season for rain jackets, warm drinks and enjoying the water without the summer crowds.A Quick Market UpdateThe latest regional housing data shows buyers have more choices heading into fall. Across the Northwest MLS service area, active listings increased 22% year over year in August, while closed sales and median prices eased slightly.What does that mean locally? Buyers may have more time to compare homes and ask questions, while sellers need to pay close attention to pricing, presentation and condition. Island real estate is especially property-specific, so waterfront access, views, location and maintenance can make a major difference. A local Coldwell Banker 360 Team agent can help you understand what is happening in your particular neighborhood.Make the Most of FallThis is one of the best times to explore Whidbey and Fidalgo Islands. Take a scenic drive through Deception Pass, hike among the evergreens at Fort Ebey State Park or walk the loop at Washington Park in Anacortes. Finish the day with a stroll through downtown Coupeville, Oak Harbor or Anacortes and support a few local shops along the way.Sip Something CozyFor a true island coffee stop, visit Whidbey Coffee. The locally founded roaster has locations in Oak Harbor and Anacortes, making it an easy stop on either side of Deception Pass. Try a warm pumpkin pie latte or pair your favorite drink with a pumpkin scone for an extra-cozy fall treat.Gear Up for Island WeatherFall adventures are better when you are dressed for them. Marine Supply & Hardware in downtown Anacortes has served the community since 1913. Along with boating supplies, you will find clothing, boots, rain gear and plenty of local knowledge. It is a great place to prepare for wet trails, windy beaches and time on the water.Prepare Your Home, TooBefore the heavier rain and wind arrive:Clear gutters, downspouts and storm drainsInspect the roof, siding and exterior caulkingDisconnect outdoor hosesService your heating systemSecure patio furniture and outdoor equipmentThinking about buying or selling on Whidbey or Fidalgo Island this fall? The Coldwell Banker 360 Team is here to help you make your next move with local knowledge and trusted guidance. http://coldwellbanker360team.com/blog/41/fall-on-the-water/ Fri, 11 Sep 2026 11:24:12 -0800